1. The plaintiffs' primary and conjunctive claims are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. 1) The Plaintiffs entered into the instant insurance contract from around 1992 to 194, as follows, with each of the Defendant (Korean Life Insurance Co., Ltd. before the change) (hereinafter “instant insurance”).

The insured entered into a contract. The insured: The insured or her husband, the beneficiary of the Plaintiff B, C, D, F, H, H, and J: The beneficiary of the policyholder or her husband: The contractor or the heir: the policyholder at the maturity of the Plaintiff A, B, D, E, F, H, H, I, and J: the inheritor at the time of the death of the insured or the heir at the time of the death of the insured: the contractor at the time of the death of the disease due to the maturity of hospitalization: the policyholder at the time of the disease due to the maturity of the time of the disease due to the hospitalization: 10 years: the insured child at the time of the death due to the maturity of the time of the disease due to the disease due to the maturity of hospitalization: 12 years of age or 15 years of age (electric payment): Plaintiff C, D, E, G, and G: The insured child at the time of the insurance contract at the age of 22 years of age, and the amount of the insurance money at the time of the death of the insured or his child at the age of six years thereafter.

1. 1: 100,000 won for children between the age of 2 and 4: 200,000 won for children: 300,000 won for children and 200 won for children and 11 years for years: 300,000 won for children and 12 through 14 years for each year: 40,000 won for children and 40,000 won for children and 50,000 won for children and 22 years for years: 10,000 won for students and 10,000 won for children and 10,000 won for children and children: 40,000 won for children and children (self-support funds) for children and children: 50,000 won for children and children.

B. 1) In addition to the instant insurance contract, the Plaintiffs subscribed to a special agreement for the conversion of educational expenses for increased school expenses and for the conversion of educational expenses, in addition to the basic school expenses when their children reach 18 years of age. 2) The increased school expenses are finalized every year until their children reach 17 years of age, and dividends to their policyholders, as annual insurance premiums.