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(영문) 인천지방법원부천지원 2015.04.15 2014가단10016
채무부존재확인
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 19, 2013, the Plaintiff, an insurance company, concluded an insurance contract indicated in the separate sheet (hereinafter “instant insurance contract”) with D (hereinafter “the deceased”).

B. At around 16:15 on November 26, 2013, the Deceased driven a FM7 car owned by himself (hereinafter “instant vehicle”) and driven a one-lane of the three-lane road in front of the Nam-gu Incheon Metropolitan City E-gu, in the vicinity of the center line as indicated in the “traffic accident report (2)” as shown in the attached Form, while driving a vehicle of FM7 car on his own (hereinafter “instant vehicle”) from the boundary of the literature and underground streets to the boundary of the academic mountain distance from the surface of the road. On the other hand, the Deceased shocked the front portion of the instant vehicle, which driven two-lanes of the opposite lane of the vehicle.

(hereinafter referred to as “instant accident”). C.

After the accident of this case, the Deceased was sent to the 16:50 on the same day after the accident of this case, and was confirmed by the doctor in charge at around 18:12 as the “the status of death (DOA) at home.”

Of the instant insurance contracts, Article 1 of the Special Terms and Conditions concerning Injury (hereinafter “instant insurance terms and conditions”) are as follows.

Article 1 (Types and Grounds for Payment of Insurance Money) (1) Where an insured person (person subject to insurance) dies as a result of a direct result of an injury during the insurance period of this Special Terms and Conditions, the Company shall pay the following amount to the beneficiary (person who receives the insurance money) as the insurance money for the type of death, injury, or injury of the beneficiary (person who receives the insurance money),

(2) For the purpose of this special agreement, the term "injury" means injury sustained by a person (excluding bodily assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to an accident which has occurred rapidly and rapidly during the insurance period.

E. The plaintiff A’s spouse, the plaintiff B, and C are the deceased’s children, and the plaintiffs are the co-inheritors of the deceased.

[Ground of recognition] Unsatisfy, A(1) through (3)

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