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(영문) 서울중앙지방법원 2018.09.07 2017가단5116916
보험금
Text

1. The Defendant’s KRW 136,242,310 and annual amount of KRW 5% from June 14, 2016 to June 20, 2017 to the Plaintiff.

Reasons

1. Basic facts

A. (1) On October 4, 2010, Nonparty C, the husband of the Plaintiff, concluded an insurance contract (hereinafter “instant insurance contract”) with Nonparty D (hereinafter “the deceased”), the beneficiary, and the Plaintiff and the insurance period from October 4, 2010 to October 4, 2042, with the insured amount of KRW 130,000,00, with the following terms and conditions (hereinafter “the long-term damage insurance contract”).

(A) The defendant shall pay the amount of insurance coverage of a general terms and conditions to the beneficiary of an injury, if he/she died as a direct result of an injury (an injury sustained by a person due to a sudden and remote accident that occurred during the insurance period) that occurred after 15 years of age during the insurance period (excluding death caused by a disease) (excluding death).

(1) The general injury death insurance money due to an injury resulting from an injury: The general injury death insurance amount resulting from a special agreement of 10 million won or less (the age of 80): A general injury death insurance amount resulting from a special agreement of 80 million won or less (the age of 100): 40 million won (the age of 100): In cases where the insured has been hospitalized and treated at a hospital due to an injury, 90% out of the total sum of the amount of the medical care benefits or medical care benefits prescribed in the National Health Insurance Act, and the portion of the non-benefit (excluding the difference of the medical care benefits or medical care benefits) (the amount of 10% exceeds 2 million won a year from the date of the contract or the date corresponding to the annual contract): the insurance amount of 50 million won per day after the insured has been hospitalized for at least one day during the insurance period, the defendant shall be paid the insurance amount or the insurance amount of 130,000 won per day from the date of receipt of the insurance policy.

B. (1) The Deceased’s death (1) is the maximum on May 14, 2016.

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