All of the Defendants’ convictions of the lower judgment are reversed.

Defendant

B Imprisonment for two years, Defendant A.

1. Summary of grounds for appeal;

가. 피고인들 ⑴ 피고인 B ㈎ 사실 오인 1) 수원지방법원 안산지원 2015 고단 3721호 피고인 B은 피해자 M과 함께 대출을 알아보다가 피해자 M의 비협조 등으로 대출을 받지 못하였을 뿐이고, 피해자 M를 기망한 사실이 없다.

2) As to the point of breach of trust against the Suwon District Court's Ansan Branch 2016 High Court's 1481 High Court's 1481 (hereinafter "former Northern Bank"), it was merely based on the judgment of the defendant A, and there was no fact that the defendant B participated in such breach of trust.

3) In relation to the joint crime with the Suwon District Court Ansan Branch 2016 highest group 2374 highest group 2374 higher group, Defendant B did not have received a loan with false data from A.

In addition, with regard to the forgery of one private document and the uttering of the above-mentioned document, each document is prepared by AE, a nominal person, so the crime of forging and conducting the above-mentioned document is not established.

In addition, there was no intention to obtain fraud from all Defendant B in relation to the fact that each fraud against the victim AK, including the victim K, and the attempted fraud against the victim Chemt Savings Bank Co., Ltd.

4) The Suwon District Court was Ansan Branch 2016 Highest 3440 and 2016 Highest 3723, Defendant B did not have the intention to obtain fraud.

㈏ 양형 부당 원심의 형( 징역 2년) 은 너무 무거워서 부당하다.

⑵ 피고인 A ㈎ 사실 오인 및 법리 오해( 수원지방법원 안산지원 2016 고단 1481호) 우선 피해자 전 북은행에 대한 배임의 점과 관련하여, 피해자 전 북은행은 전세 보증금 반환채권에 대한 질권자로서 대항 요건을 갖추었으므로, 피해자 전 북은행에 어떠한 손해나 손해의 위험이 발생하였다고

shall not be deemed to exist.

B. A. A. H. commits a breach of trust against Defendant A.