A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

In around 2006, the Defendant, at the time, did not receive the goods purchased from C using a multi-level company’s goods in the card at one’s own discretion, on a vehicle without any special property at the time, and could not use a credit card under the Defendant’s name due to bad credit standing, and, at the time of the purchase of an article due to the lack of money, received a demand for resolution of the overdue price, the card payment that was settled at the time of the purchase of the article would be in arrears, and then, the Defendant, in turn, made a false statement to the effect that “I would prevent the credit card from paying the credit card by using one’s own financing method, such as cash loans,” and used three copies of the credit card in the name of C (one, one, a national, and our F.C.).

After that, while receiving a request from C to return credit cards, it was used for personal purposes such as the purchase of multi-stage goods without responding to it, from March 2009, the term of validity of each credit card came in order from March 2009, and despite the absence of C’s permission or consent, the credit card company, which was the victim, used the credit card in the name of C and used it arbitrarily by receiving the re-issuance of the credit card.

1. Fraud or violation of the Specialized Credit Finance Business Act;

A. On September 2, 2009, the Defendant applied for the re-issuance of credit cards with the victim KB National Card (owner) employees and telephone counseling at the Defendant’s residence located in Seongdong-gu Seoul, Seongdong-gu, Seoul.

However, at the time, the Defendant did not have obtained permission or consent for the issuance and use of credit cards from the card holder C.

The Defendant was issued one credit card (E) from the victim around that time, and purchased goods and services equivalent to KRW 17,637,409 from November 22, 2009 to April 18, 2013 on a total of 175 occasions, and paid by the credit card.