Defendant

A shall be punished by imprisonment for eight months, by a fine of three thousand won,00,000 won, respectively.

Defendant

B The above fine.

Punishment of the crime

Defendant

A due to a loan of a second financial right, if it is possible to lend a second financial right to a person who is not able to obtain a loan in the first financial right due to a low credit rating due to a loan of the second financial right, and the credit rating has been improved due to the repayment of the second financial right loan, and thus it is possible to lend a first financial right, the person who operates the credit business by means of a prompt term referring to the repayment of the principal and interest of the loan with a loan from the first financial right, and the defendant B is an employee.

Any person who intends to engage in credit business shall file for registration with the Mayor/Do Governor having jurisdiction over the place of business, and where unregistered credit service providers make a loan, they may not receive interest exceeding 30% per annum, which is the highest interest rate under the Interest Limitation Act.

1. The Defendants are invited to engage in credit business by means of exchange loan, and the Defendants engaged in unregistered credit business twice through the following two occasions and received interest exceeding 30% per annum, which is the highest interest rate under the Interest Limitation Act.

On March 20, 2013, the Defendants loaned KRW 67,983,00,00 to E, without registering a credit business with the competent authority, from the foreign exchange bank located in Seocheon-si, Seocheon-si, Seocheon-gu, Seoul, to E, on condition that the Defendants would receive KRW 67,983,00,00, including principal and interest, from March 22, 2013.

B. On March 20, 2013, the Defendants loaned KRW 19,340,000 to the competent authorities on the condition that the Defendants would be repaid KRW 22,040,00,00, including the principal and interest until March 25, 2013, including the principal and interest, in front of the station of the Chuncheon branch of the National Bank of Korea in Busan-si, Busan-si, Busan-si, the Defendants, without registering the credit business to the competent authorities.

2. Defendant A loaned KRW 22,053,00,00, including principal and interest, to G from the original city to March 18, 2013 without registering a credit business with the competent authority, and from March 22, 2013, Defendant A loaned KRW 25,360,000, including principal and interest, to G from March 18, 2013.