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(영문) 서울중앙지방법원 2016.10.21 2015가단5330893
보험금
Text

1. Defendant Samsung Life Insurance Co., Ltd. deposited on December 30, 2015 with the Seoul Central District Court 2015 Gold and 2902, 151,640.

Reasons

1. Basic facts

A. On September 6, 2004, the network F (hereinafter “the network”) entered into an insurance contract with Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Defendant Samsung Bio-Co.”) on a non-payment of dividends, but it is reasonable to conclude the “instant insurance contract” (hereinafter “instant insurance contract”), and paid in full KRW 300 million on the day the insurance premium was paid.

B. On March 19, 2009, the policyholder, the primary insured, the beneficiary at maturity, and the deceased and the beneficiary at the time of death are described respectively as follows.

on March 19, 2009, G G G G HF F F, written application for insurance contract on March 19, 2009, G H G AFF

C. According to the instant insurance contract with pure life-long survivors’ pension and its insurance policy (hereinafter “instant insurance policy”), if the insured is alive from the contract date to the end of his/her life each year, the monthly amount of the pension calculated on the basis of the legal liability reserve on the date corresponding to the monthly contract date from the date corresponding to the contract date after the commencement of liability (20 years guarantee). Even in cases where the insured died during the guarantee payment period of 20 years after the commencement of the payment of his/her survival pension, the pertinent monthly amount of the pension until the 20 year can be paid on the date corresponding to the contract date or paid a lump-sum amount at a discount in accordance with the calculation method of insurance premiums and liability reserve.

Article 11 of the terms and conditions of the instant insurance contract (hereinafter “instant insurance contract”) provides for the types of insurance money and the grounds for the payment of insurance money, and Article 11 subparagraph 1 of the same Article provides for “the time the insured is living on the day corresponding to the insurance contract every year during the insurance period” as the grounds for the payment of “the time the insured is living on the day corresponding to the insurance contract during the insurance period.” In such cases, the payment of a survivors’ pension

E. After entering into the instant insurance contract, the Deceased died on July 23, 2015, and the Deceased’s death.

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