The first-A and the second-B of the judgment of the defendant are sentenced to 6 months of imprisonment, and the first-B and the judgment of the court.

Punishment of the crime

[criminal power] On November 9, 2012, the Defendant was sentenced to 6 months of imprisonment with prison labor and 2 years of suspended execution for violating the Registration of Credit Business and Protection of Financial Users Act at the Changwon District Court on November 9, 2012, and the judgment became final and conclusive on November 17, 2012.

【Criminal Facts】

1. Violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users;

(a) Any person who intends to run a credit business without registration shall file for registration with the Mayor/Do Governor having jurisdiction over the relevant place of business by his/her office;

Nevertheless, on April 29, 2013, the Defendant borrowed KRW 34,000,000 to the victim’s 34,000 to the victim’s free registration credit service at the H Company’s office, the office of the victim G in F used cars E located in the window E of Changwon-si, and received KRW 4,00,000 as interest for 15 days.

B. Around September 5, 2012, around the point of violation of the interest rate limitation, at the office of the said H company, the victim lent 20 million won to the victim and received interest exceeding 30% per annum (5 million won) as interest per month.

2. Any debt collector who violates the Fair Collection of Claims Act shall be prohibited from performing debt collection acts that seriously harm privacy or peace in business by causing fear or apprehensions by using a deceptive scheme or repeatedly visiting an obligor without any justifiable reason, or forcing the obligor to prepare the debt repayment fund by borrowing money or any other similar means, thereby inducing fear or apprehensions.

A. A. On February 2013, the Defendant forced the Defendant to prepare a debt repayment fund by taking over the vehicle of 12 million won at the market price and using the vehicle of 12 million won, on the ground that the victim borrowed 20 million won as above and the principal was not repaid at the time, and forced the Defendant to change the vehicle owned by the victim to sell the victim.