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(영문) 광주지방법원 2016.08.26 2015가합4735
보험금
Text

1. The counterclaim Defendant: 170,265,874 won to the counterclaim and 6% per annum from October 13, 2012 to April 22, 2016.

Reasons

1. Facts of recognition;

A. On January 21, 2010, the Plaintiff entered into an insurance contract indicated in [Attachment 1] Paragraph (1) (hereinafter “instant insurance contract”) with the counterclaim Defendant, and the Plaintiff’s mother B entered into an insurance contract described in [Attachment 1] Paragraph (2) of the same List on August 18, 2008 (hereinafter “instant No. 2 insurance contract”); and the aggregate of the instant No. 1 and 2 insurance contracts (hereinafter “each of the instant insurance contracts”).

B. According to each of the instant insurance contracts, the counterclaim Defendant shall pay the insurance proceeds to the counterclaim in the event that the cause of the payment occurred as indicated below.

The terms and conditions of the first insurance contract of this case (hereinafter “instant terms and conditions”) are as shown in attached Form 2.

Where the principal contract of the first insurance contract (the beneficiary of the death insurance) of the principal insured (the beneficiary of the death insurance) whose cause for payment is due to the death, or where the state of disability equal to or greater than 80% by adding up the rate of disability payment for various physical parts due to the same cause other than the same disaster or accident in the table of disability classification, the principal contract of the second insurance contract (the amount of the base insurance amount before the day falling under the age of 80), with the amount of the variable insurance (the day before the day falling under the age of 80), dies or where the aggregate rate of disability payment for all physical parts in the table of disability classification becomes disabled by not less than 80% due to the same cause other than the same disaster or accident, the amount of the base insurance amount variable insurance amount and the amount of the second insurance amount and the same disability classification shall be the same as the same disaster in the table of

C. On August 2, 2011, the Counterclaim Plaintiff, while drinking alcohol in a telecom in Jung-gu, Seoul, took a brush with his/her dynasium, was killed in the shower in a bath and was saved with his/her dynasium.

(hereinafter referred to as “instant accident”) D.

The Lessee is not known after the occurrence of the instant accident, and due to the lack of consciousness, low-carbon resistant cerebral disease.

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