The defendant's appeal is dismissed.

The summary of the grounds for appeal by the defendant is too unreasonable in light of the circumstances such as the fact that the defendant is against himself and the situation where economic situation is difficult, etc., leading to the crime of this case, the punishment sentenced by the court below (two years of imprisonment) is too unreasonable.

Considering the circumstances and the fact that the defendant deposited a total of 3 million won in the court room, the following facts: ① the so-called “singing” crime in this case is a crime committed by multiple persons in a systematic and planned manner; ② the defendant is in charge of collecting the so-called “singing passbook, etc., and withdrawing the money by taking advantage of it, and then remitting it to the upper co-offenders; ② the degree of participation is significant in light of his role; ③ the amount obtained by the defendant was not made efforts to pay damages, excluding the above 3 million won in his name; ④ the number of times and victims of the fraud crime in this case; ④ the number of times and victims of the fraud crime in this case; and other various circumstances that form the conditions for sentencing in this case, such as the defendant’s age, character and conduct, intelligence and environment, motive, means and consequence of the crime, and the sentencing guidelines of the Sentencing Committee, and the sentencing guidelines of the Sentencing Committee are considered as inappropriate.

Therefore, the defendant's appeal is without merit, and it is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.