1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

1. Basic facts

A. On October 11, 2010, the Plaintiff entered into an insurance contract with the Defendant (hereinafter “instant insurance contract”).

The main contents of the instant insurance contract are as follows: (a) the Defendant, the insured, is entitled to receive the cost of injury and hospitalization, and the cost of hospitalization (a security to receive compensation for the amount of subscription per day of hospitalization in cases of receiving treatment by hospitalization due to injury or disease) from

B. The Defendant entered into an insurance contract between the Defendant and another insurance company, which is similar to the instant insurance contract No. 7 on a yearly basis with another insurance company as listed below, and its coverage contents are maintained a number of insurance contracts No. 5 and 6 on a yearly basis as of the date of closing of argument of the instant case. The insurance contract No. 10 on a yearly basis was terminated.

was held.

(hereinafter “each of the instant separate insurance contracts”) C.

(1) From December 29, 2010 to December 5, 2014, the Defendant received the insurance proceeds of KRW 18,300,237, a sum of the insurance proceeds of KRW 18,30,237, as shown in the attached Table 2, on the ground of the Plaintiff’s hospitalized treatment, etc. caused by injury or disease.

B. From around 2010 to 2014, the Defendant deducted KRW 3,689,060, etc. from the insurance money received from the Plaintiff and the relevant insurance company based on the instant insurance contract and each of the separate insurance contracts, etc. listed in attached Table 3, on a yearly basis, from the insurance money of KRW 225,082,151, as shown in attached Table 3.

(d) receive the insurance money.

There is no details of reporting global income, business income, earned income, etc. at the competent tax office from 2009 to 2013.

[Ground of Recognition: Facts without dispute, Gap evidence Nos. 1-5, 8, 9, 11, Eul evidence Nos. 4 through 9 (if any, the number is included; each statement including a branch number; the Incheon Bupyeong-gu head of this court in Incheon; the result of the order of submission of tax information to the North Incheon Incheon Tax Office; and the new life insurance company;