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(영문) 광주지방법원 2016.08.25 2015가합55344
보험계약 무효확인 등
Text

1. It is confirmed that each insurance contract entered in the separate sheet No. 1 List concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

Basic Facts

A. On July 25, 200, the Defendant entered into an insurance contract with the Plaintiff on July 25, 200, each of the insurance contracts listed in Attachment No. 1 List No. 1 (hereinafter “No. 1 insurance contract”) with the Defendant as the insured; and on March 9, 2005, the insurance contracts listed in Attachment No. 1 List No. 2 (hereinafter “No. 2 insurance contract”); and the combined insurance contracts No. 1 and No. 2 (hereinafter “each of the instant insurance contracts”).

B. The Defendant who paid the Plaintiff’s insurance proceeds and the occurrence of an insurance accident is, as described in the attached Table 2 (A), hospitalized treatment and insurance proceeds payment (A) from October 29, 2004 to November 29, 2004, 32 days from the c hospital to the c hospital’s high-speed chrone for 32 days, as well as 1,2,4 and 5,8 and 9, 15 and 16, 23 and 24, 47 and 49, 66 and 67, 70 and 72, respectively, as described in the attached Table 2 (A) from October 29, 2004 to December 23, 2014.

In accordance with the first insurance contract, the Plaintiff paid the Defendant KRW 22,320,000,00 of the insurance money for the above period of hospitalized treatment.

B, as indicated in attached Form 3 (B), was hospitalized for 1,802 from September 23, 2005 to February 12, 2015, and the Plaintiff paid KRW 67,771,780 to the Defendant totaling the insurance proceeds for the above period of hospitalized treatment pursuant to the second insurance contract.

C. Current status of the conclusion of each insurance contract with the defendant and Eul as the insured, and the contents of each insurance contract of this case which was maintained at the time of the conclusion of each insurance contract of this case or which was concluded after the conclusion of each of the insurance contracts of this case, and the insurance money that the defendant received from the insurance companies including the plaintiff under each of the above insurance contracts

(A) The instant insurance contract, such as a driver insurance, fire insurance, and cancer insurance, and the content and nature of coverage, were excluded from different insurance contracts. The monthly payment insurance (cost) on the date of the contract, which is the name of the insurance company, is the contractor/insured, and the Samsung Fire 1,000.

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