The defendant shall be innocent.

1. On February 6, 2014, the Defendant was sentenced to one year of imprisonment for fraud, etc. at the Seoul Northern District Court (Seoul Northern District Court) on August 14, 2015, and the execution of the sentence was terminated at the Young Prison on August 14, 2015, and on August 28, 2017, the Defendant was sentenced to eight months of imprisonment for night building intrusion, theft, etc. at the Incheon District Court Branch Branch, and the judgment became final and conclusive on February 1, 2018.

B was living together with C since October 2013, around November 5, 2015, while operating C and game rooms, the Defendant reported to C around November 5, 2015, and the Defendant was an employee in the said game room and was not repaid money over several occasions.

Defendant and B conspired to use the loan under the name of C and to pay the debt to B to the Defendant, and to use the loan application, upon request from C on December 29, 2015, B changed the mobile phone used by the Defendant in the name of C, and opened the D Association account in the name of C on the same day, and around that time, the Defendant used as C when applying for the loan by telephone to E and F.

Defendant 1) On December 30, 2015, Defendant 1 and B conspired with the Defendant in collusion with the name of “C” in the column of “30,000,000 loan amount” in the column of “20-12-30 on the date when the contract expires” as of the date of “2015-12-30” in the column of “34.894 interest rate in the column of “34.894.94.” in the column of “34.894.” in the column of “34.94.94.” The Defendant signed the “C” name on the date of consent to the use of personal information, and signed the “C” name on the date of consent to the use of personal information, and conspired Defendant B’s signature on the “C” form and conspired Defendant B14, the name of “B” in the name of “C,” and Defendant C16.