1. Of the judgment of the court of first instance, KRW 14,134,840 against the Plaintiff and the Plaintiff’s objection thereto from July 27, 2012 to January 23, 2014.

1. Facts of recognition;

A. The Plaintiff is an employee of Al tower, and the Defendant entered into a comprehensive insurance contract for business cars with respect to B truck used by Al tower for business purposes (hereinafter “instant vehicle”) between March 30, 201 and March 30, 201, with respect to the insurance period from March 30, 2011 to March 30, 2012, the Defendant entered into an insurance contract for personal compensation I (the amount set forth in the Guarantee of Automobile Accident Compensation Act), personal compensation II (unlimited to KRW 100 million), personal injury (the limit of KRW 50 million at the time of death, KRW 15 million at the time of injury, KRW 50 million at the time of injury, and KRW 50 million at the time of injury), personal injury (hereinafter “instant insurance contract”).

B. The terms and conditions of the instant insurance contract stipulate that “I will pay the medical expenses actually spent (including sexual surgery expenses) to the insured as an injury insurance proceeds in accordance with the “The Table of the Amount of Insurance Coverage” of the Standard for Payment of Self-Physical Accidents when the insured requires medical treatment as a result of the direct result of the injury,” and that “I will pay the medical expenses actually spent (including sexual surgery expenses) to the insured as an injury insurance proceeds.” In the case of class 1 of the injury grade (based on the classification of injury as prescribed by the Guarantee of Automobile Accident Compensation Act), the medical expenses actually spent are paid as insurance proceeds

C. On November 30, 201, the Plaintiff: (a) driven the instant vehicle while driving the instant vehicle in order to supply goods to Hohovah-ri 411 Co., Ltd., Sindong-gu, Chungcheongnam-gu, Chungcheongnam-do and return to the Kanndong-do, and passing through the 3 tunnels of Jungbu Highway; (b) while the loading of the said vehicle in the instant vehicle turns down to the right side; (c) while maintaining balance, the Plaintiff conflicts both sides of the said tunnel on a right side; and (d) received street lights on the side side.

(hereinafter “instant accident”). D.

The plaintiff suffered from injury, such as crushinging 2 and 3 pulvers, due to the instant accident, and received surgery and hospitalization at a C Hospital, etc. located in Gwangju Metropolitan City, and the treatment costs thereof.