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1. All of the plaintiff's claims are dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On December 30, 201, the Plaintiff concluded an insurance contract in the attached Form (hereinafter “instant insurance contract”) with the Defendant as the insured on December 30, 201 with the Defendant.
B. As indicated in the following insurance proceeds payment statement, the Defendant was hospitalized in a hospital for 239 days in total at a 13-day period from February 13, 2012 to August 28, 2014, and received insurance proceeds totaling KRW 4,580,000 from the Plaintiff according to the instant insurance contract.
[Statement of Payment of Insurance Proceeds] B GJ I M C C CC CDD F F H L
C. Meanwhile, the insurance contracts that the Defendant concluded with himself as the insured are indicated in the following list of insurance coverage.
[Statement of Insurance Coverage] A N A A A A A A A A
D. Under the instant insurance contract, the Defendant received total of KRW 4,580,000 from the Plaintiff, and received total of KRW 6,290,000 from the interesting fire marine insurance company, KRW 12,069,370 from the said fire insurance company, KRW 8,200,000 from the KB damage insurance company, KRW 10,60,000 from the AIG damage insurance company, KRW 15,795,372 from the Hyundai Marine Fire Insurance Co., Ltd., and KRW 16,40,00 from each of the above insurance contracts.
[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 through 5 (including each number), interest country fire insurance company of this court, Dong fire insurance company, AIG damage insurance company, Meart life insurance company as a result of fact-finding, the purport of this court's modern marine fire insurance company, KB damage insurance company and all of the arguments about KB damage insurance as a whole.
2. The Defendant asserted that he concluded multiple insurance contracts with himself as the insured at the time of the conclusion of the instant insurance contract, and paid the insurance premium in excess of the income repeatedly.