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(영문) 수원지방법원 2017.02.09 2015가합61098
보험계약 무효확인 등의 소
Text

1. It is confirmed that each insurance contract entered in the separate sheet No. 1 List concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

1. Basic facts

A. On February 4, 2005 and January 24, 2005, the Defendant concluded each insurance contract on the part of the Plaintiff and the Defendant, the insured as the insured, on the part of the Defendant, as the insured, entered into each of the insurance contracts listed in the separate sheet No. 1 stating that the Defendant received the daily amount of hospitalization from the Plaintiff (hereinafter collectively referred to as “instant insurance contract”).

B. From December 30, 206 to December 19, 2014, after the conclusion of the instant insurance contract, the Defendant was hospitalized for 556 days through 18 times as indicated below, and was paid KRW 17,325,768 by the Plaintiff according to the instant insurance contract.

D E F GH I J K B C

C. Meanwhile, as shown in the separate sheet No. 2, the Defendant entered into an insurance contract with multiple insurance companies including the Plaintiff as the insured and received treatment at a hospital due to injury or disease, including the instant insurance contract. The Defendant received KRW 340,551,152 in total amount of insurance proceeds according to the pertinent insurance contract after having received multiple hospitalization and outpatient treatment.

[Based on recognition] The non-contentious facts, Gap evidence Nos. 1 to 4 (including the number of each number), the dong Life Insurance Co., Ltd., AIG Damage Insurance Co., Ltd., KB Damage Insurance Co., Ltd., Dongbu Fire Insurance Co., Ltd., Samsung Fire Insurance Co., Ltd., Samsung Fire Insurance Co., Ltd., Samsung Life Insurance Co., Ltd., Mana Life Insurance Co., Ltd., Maz and Life Insurance Co., Ltd., Mesolare Life Insurance Co., Ltd., Korea branch, interesting country Fire Insurance Co., Ltd., Silver Life Insurance Co., Ltd., interesting country Fire Insurance Co., Ltd., Silver Life Insurance Co., Ltd., research results of each fact-finding against Silver

2. Summary of both claims;

A. The defendant pretends the insurance accident or neglects the degree of it.

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