A defendant shall be punished by imprisonment for not more than ten months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On August 23, 2012, the Defendant entered into an installment financing agreement with the victim (the victim) who applied for installment financing loans of KRW 41.5 million to the victim (the victim), the installment payment period of KRW 48 months, the monthly installment payment of KRW 974,629, when purchasing the ENAS car at the agency located on the first floor of the building in Daegu-gu Seoul Metropolitan Government.

However, the defendant did not have the intent or ability to repay even if he received the above installment financing loan, and only intended to sell the above car and to make a loan, and did not have any intention to actually purchase and hold the car.

Nevertheless, the defendant deceivings the victim as above and obtained a loan of KRW 41.5 million from the victim as an installment of motor vehicle and acquired it by fraud.

2. Around January 30, 2013, the Defendant entered into an installment financing agreement with the victim, upon purchasing a GVS vehicle with a market price of at least 43,800,000,000 won from F located in the Nam-gu Incheon Nam-dong Motor Vehicle Trading Complex, and upon applying for installment financing loans to the Financial Co., Ltd. (P.) of the victim, the Defendant entered into an installment financing agreement with the victim, which consists of KRW 37,00,000,000,000,000,000 won, and the installment period of KRW 36 months, monthly installments, 150,625,00.

However, the defendant did not have the intent or ability to repay even if he received the above installment financing loan.

Nevertheless, the defendant deceivings the victim as above and acquired 37 million won by borrowing 37 million won from the victim as an installment of motor vehicle.

Summary of Evidence

1. Defendant's legal statement;

1. Examination protocol of the accused by prosecution;

1. The police statement of H;

1. The statement made by I to supplement the complaint;

1. Application of the Acts and subordinate statutes of the agreement of a copy of the application for loan, each register of automobiles, and in the middle and/or loan;

1. Relevant Article 347 (1) of the Criminal Act, the choice of punishment for the crime, and the choice of imprisonment;

1. Aggravation for concurrent crimes;