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The plaintiff's appeal is dismissed.
Expenses for appeal shall be borne by the plaintiff.
Purport of claim and appeal
1. Purport of the claim.
Reasons
1. Basic facts
A. On February 20, 2007, the deceased C (hereinafter “the deceased”) refers to the instant insurance contract between the Defendant and the insured period from February 20, 2007 to February 20, 2064; “30,000,000,000, and the beneficiary’s statutory heir of the beneficiary of death” (hereinafter “the instant insurance contract”).
The insurance contract of this case was concluded, and the contents relating to this case are as follows. Article 13 (Compensation Damages)
1. If the insured suffers bodily injury (excluding bodily assistance equipment, such as acceptance, will, bill, doctor's duty, etc.) due to any sudden and incidental accident during the insurance period (hereinafter "accident"), the company shall compensate for the damage resulting from the injury (hereinafter "damage") in accordance with the terms and conditions.
Article 14 (Compensation for Non-Compensation)
1.The Company shall not compensate for any loss arising from the following causes:
(4) The insured's self-harm, suicide, attempted suicide, criminal act or act of violence under the Criminal Act (Provided, That in cases of self-defense under the Criminal Act, emergency evacuation and lawful act, compensation shall be made for such act)
1. Where the insured was injured by an accident prescribed in Article 13 and died as a result of his/her direct result within two years from the date of the accident, the company shall pay the total amount of the purchase of insurance to the beneficiary as the death insurance amount.
B. On September 8, 2015, at around 22:07, the Deceased told that he/she would drink with his/her cohabiting female in Gwangju Mine-gu E building, and in F, he/she would drink with his/her cohabiting female, and died after falling from his/her apartment 7th floor bended from his/her apartment-story window to the first floor chemical group.
(hereinafter referred to as “instant accident”). C.
The plaintiff is the mother of the deceased and his legal heir.
[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 9, purport of the whole pleadings
2. Determination as to the cause of action
A. The plaintiff's assertion 1.