beta
Text
Defendant
A shall be punished by a fine of 5,00,000 won and by imprisonment of 6 months for each of the defendants B.
Defendant
A The above fine shall be imposed.
Reasons
Punishment of the crime
[Case] In order to engage in credit business from April 2018 to the point of view that the Defendants came to know while working in the previous lending business office, Defendant B ordered a name tag to be used in the advertisements for credit business and asked for a telephone from customers from the largephones prepared by Defendant A to connect them to Defendant A. Defendant A, and Defendant A borrowed money from customers to receive high interest rate.
【Criminal Facts】
1. Defendants in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users due to Unregistered Credit Business, were registered with the competent authority having jurisdiction over the pertinent place of business. However, from April 2018 to August 29, 2018, those who wish to engage in credit business were not registered with the competent authority in light of the name of the Defendant A’s residence from around April 2018 to around August 20, 2018, and leased KRW 6,594,000 to the total of 21 persons, such as D, as indicated in the annexed list of crimes.
Accordingly, the Defendants conspired to engage in the unregistered credit business.
2. The Defendants violated the Act on Registration of Credit Business, etc. and Protection of Financial Users due to Advertisement of Unregistered Credit Business and the Protection of Financial Users, despite that they are not allowed to advertise credit business. However, the Defendants distributed a name-based leaflet that contains the contents such as “one million loan, five-minute loan, five-minute loan, two hundred-day loan, five thousand-day loan, five thousand-day loan, five thousand-day loan, and one-day loan, and one-time loan, and one-time loan, and one-time loan without credit inquiry,” and “E” to interested parties at the time of the competition.
As a result, the Defendants conspired to make an advertisement about credit business by not being a credit service provider.
3. Defendants in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users due to Violation of Interest Rate Restrictions may not exceed 24% per annum when an unregistered credit service provider lends a loan.