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(영문) 서울동부지방법원 2014.11.07 2014가단107940
양수금
Text

1. The Defendant’s interest rate of KRW 5,232,828 and KRW 2,883,645 among the Plaintiff shall be from January 24, 2014 to the date of full payment.

Reasons

Plaintiff’s assertion

The plaintiff asserts as the cause of the claim of this case as shown in the attached Form.

Comprehensively taking account of the respective descriptions and arguments stated in Section 1-1, 2, 4-1, 4-2, and 9, the Industrial Bank of Korea concluded a credit card membership agreement with the Defendant on August 13, 2001, and issued a credit card. As of January 23, 2014, the Defendant did not repay the credit card amounting to KRW 5,232,828 (i.e., principal amount: KRW 2,883,645, interest, delay damages, etc.; KRW 2,349,183) to the Defendant on May 27, 2008; the Industrial Bank of Korea transferred the above credit amount to the Defendant on March 13, 2009; and on March 27, 201, the Industrial Bank of Korea notified the Defendant of the foregoing credit amount to the Defendant on March 13, 2009; and on March 21, 2019, it transferred the above credit amount to the Defendant on May 27, 201, 201.

According to the above facts of recognition, the Defendant is obligated to pay the Plaintiff the above card price of KRW 5,232,828 and the principal amount of KRW 2,883,645, which is the day following the calculation day of interest, to the Plaintiff at the rate of 17% per annum as sought by the Plaintiff from January 24, 2014 to the day of full payment.

According to each of the statements stated in Gap 1-2-1-4, 6, 7, and 8, a new card company, lot Capital company, and Cheongdong Community Credit Cooperatives, the plaintiff acquired the same claim from new card companies, lot Capital companies, and Cheongdong Community Credit Cooperatives, but further, if the above transferor of the claim notified the defendant of the above assignment of the claim, there is no evidence to acknowledge it.

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