1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. On January 4, 2008, the Plaintiff entered into an insurance contract with the Defendant with the insurer on the following non-payment of dividends:

(1) The insured (hereinafter referred to as the "insurance contract of this case"). (1) The contents of the main contract of this case: (2) the insured's death and payment of insurance proceeds for a certain disability: (3) the contents of the special contract for accident security: (4) the beneficiary at the time of the death of the insured shall pay the insurance proceeds of 50 million won in case of a certain accident.

B. B suicide on April 4, 201 during the insurance period of the instant insurance contract.

(hereinafter referred to as the "accident of suicide of this case").

On April 20, 2011, the Plaintiff filed a claim with the Defendant for payment of the accident death insurance money based on the special agreement for accident security, but the Defendant rejected the payment on the ground that the intentional self-injury did not constitute a cause for payment of the accident death insurance money under the special agreement for accident security.

(1) Article 18 of the terms and conditions of the instant insurance contract (a) The Company will pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured.

1. Where the insured dies during the insurance period (interim omitted): Article 20(1) of the Payment (b) of the Death Insurance Money may terminate this contract simultaneously with the failure to pay the insurance money or exempt the payment of the premium when the cause for the payment of the insurance money has occurred due to intentional harm to himself/herself;

1. Where the insured intentionally damages himself/herself, however, this shall not apply in cases where the insured commits suicide after two years have elapsed from the date of commencement of the contract guarantee;

(hereinafter referred to as the "Regulations on Restrictions on Exemption from suicide of this case") (C) 【Attachment 7’s Disaster Classification Table

2. Any accident for which insurance proceeds are not paid;