1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On November 12, 2009, the Defendant concluded an insurance contract indicated in the attached Table 1 stating that the Plaintiff, the Defendant, the contractor, and the insured are hospitalized for a disease. In the event that the insured is hospitalized for a disease, the Defendant entered into an insurance contract (hereinafter “instant insurance contract”).

B. From January 26, 201 to February 14, 2011, the Defendant received hospitalized treatment at B Hospital with vertebrate spawn chloa for 20 days, as indicated in attached Table 2, from that time to September 11, 2017, and received from the Plaintiff KRW 14,300,000 as insurance money under the instant insurance contract.

C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract concluded between the insurance company including the Plaintiff and the Defendant as the insured, and the premiums and the days of hospitalization paid accordingly are as listed in the following table.

. Table: insurance contract Nos. 1 50-K 200-A205-K 2050-Gab 2050-Gab 2050-Gab 205-Gab 205-Gab 206-607 14,700-Gab 6000 Gab 68,700 (07.02.05) 3 AI life 2006-205-Gab 207 205-Gab 14,990