1. The Defendants: 159,989,139 won and 145,109,331 won among them to each Plaintiff respectively.

1. The following facts are deemed to have been led to each confession of the Defendants under Article 150(3) main text and Article 150(1) of the Civil Procedure Act between the Plaintiff and the Defendant A, B, C, F, I, and K. The above facts may be acknowledged in full view of the purport of the entire pleadings among the Plaintiff and the Defendant D, E, G, H, and J.

1) The Housing and Housing Bank (the National Bank of Korea) was merged before the merger, which is the management institution entrusted with the business of the Housing and Finance Credit Guarantee Fund by the Korea Credit Guarantee Fund.

hereinafter referred to as "management agency"

(3) On June 25, 1996, the Defendants and Nonparty L (hereinafter referred to as “Defendant, etc.”) who are co-owners and Nonparty L (hereinafter referred to as “Defendant, etc.”) are co-owners.

between the Defendant, etc. and the Korea Housing and Commercial Bank (hereinafter “Loan Bank”)

(3) Of the amount to be loaned from the Plaintiff, KRW 158,00,000 shall be the principal of the Housing Finance Credit Guarantee (hereinafter “Housing Finance Credit Guarantee Agreement”) with the effect that the term of guarantee shall be June 25, 2016 (hereinafter “instant term of guarantee”).

(2) On the same day, the Defendant, etc. agreed to pay the money, damages, and incidental expenses to the management institution when the management institution performed the guaranteed obligation at the time of the instant guarantee agreement. The Defendant, etc. agreed to comply with matters concerning the guarantee fee and the payment of fines for negligence from January 1, 1999 to July 1, 2004. The rate of delay damages is 20% per annum from January 30, 201, and 15% per annum from the next day to November 30, 2012, and 12% per annum from the next day to the next day.

3) Meanwhile, the guarantee fee is set at 0.5% per annum on the guaranteed amount, and the fine for negligence is set at the rate of 10% per annum on the unpaid guarantee fee if the principal obligation is not performed within the given period. B. The Defendant et al. lost profits due to the Defendant et al. and the Defendant et al. (the subrogated of the management institution).