1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On July 5, 2011, the Plaintiff between the Defendant, an insurance company, and the following table:

1. An insurance contract with the same content as the stated in the insurance contract (hereinafter “instant insurance contract”) was concluded, and at the time, the Defendant agreed to pay 100 million won as the insurance amount for advanced disability benefits to the beneficiary when the insured’s disability payment rate under the Defendant’s special terms and conditions becomes at least 80% due to injury during the insurance period.

Insurance Insurance Type C Securities No. D Insurance Period from July 5, 201 to July 5, 2046, the insured / Insured Plaintiff/E (Plaintiff’s wife’s wife’s beneficiary) contract (legal heir/E) at the time of entering into the contract (legal heir/E) on November 23, 2015 (Plaintiff/Plaintiff’s details of guarantee) 35-year payment of 20-year disability after general guardian’s injury, death, or death (payment of KRW 100 million, respectively, when death or after death due to general injury).

B. A traffic accident occurred two times during the above insurance period, and the main contents of the insurance money paid by the defendant accordingly are as follows:

2. The description;

On March 25, 2014, when the first traffic accident (hereinafter “the first accident”) occurred on June 19, 2013 (hereinafter “victim E”), the Defendant is entitled to 20% disability in the second accident, 30% disability in the second accident, 50 million won in the cumulative insurance money to E on April 25, 2014 (50% of the total after disability), and the Defendant is entitled to 50 million won in the second disability insurance money to receive 50 million won in the second disability insurance money to E on May 30, 2014, and 5% in the second disability (5% of the total after disability) in the first accident related to the second disability and 5% in the second disability, and the Defendant is entitled to 150 million won in the second accident related to the second accident and 5% in the second disability, and the Defendant is entitled to 150 million won in the second accident related to E-1, 2005.7% in the second disability insurance money to the Defendant.