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Reasons
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(영문) 서울고등법원(춘천) 2015.11.18 2014나2544
보험금
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1. Of the judgment of the first instance court, KRW 3,947,038 against the Plaintiff and its related thereto, from March 29, 2014 to November 18, 2015.

Reasons

Conclusion of insurance contracts and occurrence of insurance accidents;

A. On July 18, 2008, the Plaintiff concluded an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

Insurance name: Insurance name: E contractor and beneficiary of the insurance proceeds from the Plaintiff’s post-paid disability: the insurance period on July 18, 2008: July 18, 2008; details of guarantee from July 16:00 to July 16: 200 on July 18, 2028 - Compensation for Loss after Death in General Injury (Death or Injury after Death in Accident): 50,00 won - Compensation for Loss after Death in General Injury (the occurrence of disability by at least 50%): 10% of the subscription amount for at least 50% of the total injury (at least 50% of the accident): 50% of the total injury (at least 50% of the late-paid disability): Payment in 10% of the subscription amount for each 10-year period on the date of the occurrence of the accident.

나. 2013. 5. 30.경 원고가 거주하던 집의 작은 방 방문이 잠긴 탓에 베란다 창문을 통하여 작은 방에 들어가려다가 미끄러져 방바닥에 엉덩방아를 찧는 사고(이하 ‘이 사건 사고’라 한다)가 발생하였다.

C. On June 19, 2013, at the C Hospital on the instant accident, the Plaintiff took a sensitive dyecinary dye and spine dye dye dye dye dye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye hye h

On August 16, 2013, the Plaintiff notified the Defendant of the instant accident and claimed the payment of the insurance money based on the instant insurance contract.

E. At least 50% of the general terms and conditions of the instant insurance contract and the death of a general injury, the main contents of the instant insurance contract on income compensation for disability are as shown in the attached Form.

[Ground of recognition] Evidence No. 1-1, Evidence No. 2, 3, and 4-5, and Evidence No. 6 of the first instance court, fact-finding conducted on the B hospital head of the first instance court, and C hospital head, and each fact-finding conducted on the C hospital head of the first instance court, and evidence No. 6 of the spine disability part in calculation of the payment rate of

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