1. The Plaintiff, Defendant Hyundai Marine Fire Insurance Co., Ltd., with KRW 150 million, and Defendant D non-life insurance.

The premise is that the Plaintiff and the Plaintiff’s husband B (hereinafter “the deceased”) entered into an insurance contract with the Defendants (hereinafter “instant insurance contract” and each contract in sequence) as shown in the attached Table of Insurance Contract.

On February 11, 2017, the Deceased died after falling at the 7th floor of the Seo-gu Incheon Metropolitan City apartment complex C (hereinafter “instant apartment”)’s living room, Seo-gu, Daejeon, Daejeon (hereinafter “instant apartment”)’s living place (hereinafter “instant accident”).

The deceased’s heir had the wife and B, and around November 2017, B transferred the insurance claim against the Defendants based on the insurance contract of this case to the Plaintiff. On November 21, 2017, the Defendants notified the transfer to the Defendants.

The part of the insurance contract of this case relating to this case is as shown in the attached Table of Insurance Terms and Conditions.

[Ground of recognition] The plaintiff asserts that "The plaintiff is liable to pay insurance proceeds to the plaintiff, since the plaintiff is unable to dispute, Gap's evidence Nos. 1 through 6, 16, 18, Eul evidence No. 18, Eul evidence (including paper numbers, hereinafter the same), and the purport of the whole pleadings. The plaintiff asserts that "the plaintiff is liable to pay insurance proceeds to the plaintiff, since he loses the center of body of the plaintiff while opening a bend and smoking a cigarette as expected in a rail after drinking and then falling down on the ground below the seventh floor below the 7th floor."

Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Sea”), Defendant DB Insurance Co., Ltd. (hereinafter “Defendant D”) and Defendant DB Insurance Co., Ltd. (hereinafter “Defendant DB”) asserted to the effect that “In order for the Plaintiff to claim insurance proceeds, it was recognized that the deceased died by suffering from an injury caused by a sudden and incidental accident, but there is no evidence to this effect. Even if the instant accident constitutes an insurance accident, the instant accident constitutes an accident of this case, which constitutes the cause of exemption.” Defendant ABL Life Insurance Co., Ltd. (hereinafter “Defendant ABL”).