A defendant shall be punished by imprisonment for two years.

Seized evidence 1 through 22 shall be confiscated respectively.

Punishment of the crime

1. On August 2013, the Defendant, who violated the Resident Registration Act, did not have any revenue from fraud, computer, etc., fraud by use of private document, forgery of private document, use of private document, use of private electronic records, etc., use of document, use of electronic records, etc., digital signature and electronic records, violation of the Digital Signature Act, and violation of the Resident Registration Act, was faced with economic difficulties such as making loans impossible in the name of the Defendant any longer owing to the accumulated debt owed to the lending company, etc., by forging documents such as a loan application form, etc., or by arbitrarily making a file for the loan application on the Internet homepage by stealing the name of the applicant, etc., or by using the loan company, etc. at will. From around that time to April 2018, the Defendant obtained a loan equivalent to KRW 600 million in total from the lending company, etc. by stealing seven persons as follows.

around August 8, 2013, the Defendant: (a) committed the crime related to the illegal loan under the name of B (C) (A) and forged private documents; and (b) recommended the Defendant’s home located in Kimhae-si, Kimhae-si, to enter the same workplace and to provide a side service to B; and (c) submitted a loan under the name of B to the obligor’s name of D loan transaction contract without authority for the purpose of exercising the right and use of the loan under the name of B; (b) stated “B” in the resident number column, “F” in the resident number column, “B” in the first loan amount column, and “B” in the name of B; and (c) forged one copy of the loan transaction contract under the name of B, a private document related to the right and duty by signing the above B; and (d) submitted it to the said borrower’s employee under the name of Fax without authority.

(B) The fraud defendant did not have obtained the consent or delegation of a loan from the above B at the time, time, and place mentioned in the above (a). Despite the fact that the defendant obtained the loan by stealing the above B's name, he applied for the loan to the victim D as if the defendant was the above B.