A defendant shall be punished by imprisonment for three years.

Punishment of the crime

The Defendant, without intention or ability to operate Baar in the red belt, by deceiving a person who was aware of his intention or ability to operate Baar as a criminal psychological counsel, received data necessary for personal identification cards, handphones, etc. from him/her to provide him/her with information on loans, such as personal identification cards, handphones, etc., and attempted to use the loan by deceiving him/her in the name of his/her personal debt repayment, etc., even if he/she borrowed money from a savings bank, a lending company, etc. using the above Baar’s name without intention or ability to repay the loan in time.

1. Around June 2013, the Defendant: (a) at a drinking house in which it is impossible to know the trade name near the Lao-distance Square in the Dong-gu Incheon Metropolitan City, the Defendant: (b) received data necessary for loans, such as a resident registration abstract, cellular phone, bank card, and password, from C, by making it difficult to identify the name near the Lao-distance Square; (c) “A share will be given in the process of taking over it on the opposite side. On the issue of share, a telephone is called four if the telephone was off; and (d) a share was treated in the name of the victim.”

On July 30, 2013, when it is difficult to find out the trade name in the Blue room where the Defendant was in a situation lower than the Gyeonggi-gu, Gyeonggi-do, the Defendant: (a) had not been delegated or approved by C with the loan; (b) had deceiving C to a non-employee in the name of the victim Co., Ltd. (HK) Savings Bank as if C applied for the loan; and (c) obtained a loan of KRW 15,500,000 from the victim and acquired the loan of KRW 405,50,000 from the victims eight times in total as shown in the attached crime log (1) on the same day.

B. The Defendant, at the same time, at the same place and place as that set forth in the preceding paragraph, shall be exercised with the sign language that he/she holds necessary documents for loans, such as a certified copy or abstract of the resident registration of the said C, and a