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(영문) 울산지방법원 2016.09.21 2015가단22259
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. The instant insurance contract;

A. On February 16, 2007, on November 13, 2009, Plaintiff B concluded an insurance contract with the Defendant and the Insured as follows, on the date of the conclusion of the insurance contract and the date of the insurance type contract (in the event of injury by hospitalization), the beneficiary (in the event of injury by hospitalization), the large amount of dividends without dividends, CII insurance 2 (hereinafter “instant insurance”).

In the event that the plaintiff A, the insured, "Daehan cancer confirmed", the defendant shall pay to the plaintiff A KRW 24 million in accordance with the insurance of this case, and the amount of KRW 56 million in accordance with the insurance of this case.

Article 16. The definitions and diagnosis confirmation(2) of the term “serious diseases” and “serious images and corrosion” (in the case of the insurance, Article 15 of the Terms and Conditions) are as follows: serious cancer, serious brain stroke, serious acute stroke, serious acute stroke, serious acute stroke, terminal stroke, terminal diseases, terminal diseases, and terminal diseases ① The term “serious diseases” in this contract is defined as “serious diseases” (see attached Table 4).

B. Definition of “Serious Disease” in the Insurance Terms and Conditions of this case concerning “Serious Disease” [Attachment 4]

I.The term "serious cancer" means the malicious quantity that can be characterized by salvable proliferation of malicious species cells and its surrounding organization, and does not include any of the following cases:

1.The following:

through f. Plastic species corresponding to each other.

(c) Early Adrythram (the term “Sathramyram” means genetic cancer or dominites, in which the size of a cancer is less than 2.0 cm and which does not have any afforestation or remote transmission).

C. On March 25, 2014, the Plaintiff A’s diagnosis content is the top line at the Gllangbuk National University Hospital.

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