1. The Defendant: (a) against Plaintiff A, KRW 11,11,11 for each of the said KRW 16,66,66, and Plaintiff B, C, and D; and (b) against each of the said KRW 11,111 for each of the said KRW and each of the said money.

Basic Facts

A. On January 13, 2005, Plaintiff A entered into an insurance contract with the Defendant, an insurance company, with the husband E, the insured’s beneficiary at the time of the insured’s death, E, the heir of the beneficiary at the time of the insured’s death, and the non-payment of the insurance premium to the Defendant, which is 9 years from the date of the subscription of the insurance period (hereinafter “instant insurance contract”).

B. At the time of the conclusion of the instant insurance contract, Plaintiff A entered into a special agreement for non-payment of dividends worth KRW 50 million. Article 10 of the Terms and Conditions applicable to the said special agreement for non-payment of dividends (B 1-2) provides that “The Defendant shall pay 100% of the subscription amount to the beneficiary of the special agreement if the insured dies due to a disaster specified in the disaster classification table during the insurance period of the said special agreement as the insurance amount for non-payment of damages.” The disaster classification table refers to an accident of non-payment of accident (if a person who has a disease or physical damage and has caused a minor external factor or aggravated its symptoms, the minor external factor shall not be considered as an accident) and is in accordance with the disaster classification table.

Article 14(1) of the above Terms and Conditions provides that "the part of the lecture shall be added in this judgment), and the disaster classification table shall be 16 of the classification item." In addition, when the defendant receives the documents specified in the required documents at the time of filing a claim for insurance money, etc., he/she shall issue a certificate of receipt, and the defendant shall pay the insurance money or the refund money for cancellation within three days from the date of receipt of the documents. Provided, That in cases of insurance money, it shall be paid within ten days after receipt, if necessary to investigate or confirm the cause for payment.

C. E was found to be of interest in G pentcheon-gun F on July 22, 2013, 15:30 Gangnam Hongcheon-gun, Hongcheon-gun. D.

E’s bereaved family members are Plaintiffs B, C, and D, the wife of Plaintiff A and their children.