A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Punishment of the crime

The defendant is a person who engages in illegal credit business against his or her will.

1. A person who violates the Act on the Registration of Credit Business, etc. and the Protection of Financial Users shall register his/her credit business with the Do governor having jurisdiction over the relevant place of business, without registering his/her credit business, and the defendant received 400,000 won interest by lending approximately 20,000 won per day to the victim E at the house of D located in the window C of Changwon-si, Changwon-si, on October 2013, while lending approximately 20,000 won to the victim E.

On October 2013, 2013, 200, 200,000 won was loaned to the Victim F for 5 days, with a prior interest of 1.5 million won.

On December 11, 2013, the victim G was given a prior interest of KRW 100,000,000,000 as a loan to the victim G for 8 days.

On December 8, 2013, 2013, the victim G extended one million won at one time to the above victim G, one million won, and two million won as a prior interest was paid.

The Defendant carried out unregistered credit business against the aforementioned victims.

2. A person who engages in unregistered credit business in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users, despite the fact that he did not receive interest exceeding 30% per annum:

A. The Defendant received 658.1% interest on a yearly basis, such as lending 2 million won to the victim E for 20 days at the same time and receiving 1.20,000 won of daily repayment.

B. The Defendant received interest at the rate of 547.5% per annum by deducting 1.5 million won as a prior interest and giving 1.85 thousand won to the Defendant, while lending 2 million won to the Defendant and the Victim F for five days.

C. On December 11, 2013, the Defendant was paid 456% interest per annum by deducting 100,000 won from the prior interest from the Defendant’s loan to the Victim G for 1 million won for 8 days.

On December 18, 2013, the Defendant continued to lend KRW 2 million to the victim G one million each time on two occasions, and received interest at 456% per annum by deducting KRW 2 million from the prior interest and 1.8 million.

3. Violation of the Act on the Fair Collection of Claims and injury.