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(영문) 서울중앙지방법원 2014.05.23 2012가단242112
보험금지급
Text

1. The Defendant: (a) against Plaintiff A, KRW 42,857,140, and Plaintiff B and C, KRW 28,571,430, respectively, and each of the said money on May 26, 2012.

Reasons

1. Facts of recognition;

A. 1) The Defendant entered into an insurance contract on May 6, 2010, based on the network D (hereinafter “the network”) referred to as Plaintiff A’s spouse and Plaintiff B and C’s reference on May 6, 2010.

B) During the period of the Insured, the Deceased, the period of insurance from May 6, 2010 to 10 years, and the beneficiary of the death insurance was a statutory heir, the beneficiary of the death insurance at the time of death, and the non-payment of the amount of KRW 100 million, but any person entered into a regular insurance contract (hereinafter “instant insurance contract”).

(2) 2) The insurance subscription of the instant insurance contract was subject to the following questions, and both the Deceased and the Deceased were in mind at “no.”

The following matters concerning the insured shall be the data necessary for the company to accept the subscription for the insurance contract. If the policyholder and the insured have failed to notify the truth or have notified it differently from the fact, they may refuse to buy the insurance, and in particular, if the content falls under important matters, the contract may be terminated or restricted pursuant to the "Effect of Violation of Liability to Notify the Contract" Clause in the insurance terms and conditions regardless of the will of the policyholder or the insured.

The term "important matters" means matters that affect the takeover of a contract, such as refusing to make an application for an insurance contract if the company becomes aware of such facts, such as restricting the limit of the amount of insurance coverage, excluding part of security, and granting a conditional acceptance, such as premium discounts.

3. Medical examination and examination conducted by a doctor within the last five years, resulting in hospitalization, surgery (including a sking), close inspection (radiation, radiation, medical examination, etc.) or medication for at least seven consecutive days, or for at least 30 days;

4. The following disease for the last five years: 1. He/she is found to have the following disease; 2. He/she has received a diagnosis or treatment, medication, hospitalization, surgery, and close inspection:

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