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(영문) 광주지방법원목포지원 2015.07.23 2014가합10781
보험계약 무효확인 등의 소
Text

1. It is confirmed that an insurance contract entered into between the Plaintiff and the Defendant is null and void.

2. The defendant shall be the plaintiff.

Reasons

1. Basic facts

A. On October 10, 2003, the Defendant entered into an insurance contract on the attached Table 1 with the content that the Plaintiff is receiving hospitalization allowances, etc. from the Plaintiff in case of receiving treatment by injury or disease by making himself/herself the insured and the beneficiary as the insured (hereinafter “instant insurance contract”).

B. From November 24, 2003 to December 22, 2003, the Defendant was hospitalized in B for 29 days on the ground of ne two-day basis, and was provided treatment for 1,619 days in total on the ground of spine freching, knee skneing, and sediing softening hepatitis, etc., as shown in the attached Table 2, and was provided by the Plaintiff for KRW 68,38,350 in total in accordance with the insurance contract of this case.

C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract concluded between the Defendant and the insurance company including the Plaintiff as the insured, and the details of the insurance premium and the insurance amount paid accordingly are as follows.

The table: The part indicated as “0” in the details of the insurance contract concluded with the Defendant as the insured and the “insurance money” column is the part where the relevant details are not nonexistent or where the evidence submitted up to now alone has not been confirmed.

Meanwhile, according to the evidence above, the defendant seems to have been able to receive a more amount of daily admission allowance when he is hospitalized by a specific disease according to a certain special agreement among each of the above insurance contracts.

On February 12, 2008, the insurance contract of this case 37,800,000 A termination 37,388,350,350 A on October 30, 2003, the insurance contract of this case 37,800,388,350 A 40 A 40 A 40 A 50 A 350 A 2003,810 A non-life insurance 23,810 A non-A 00 A non-life insurance 21,350 A non-life insurance 21,350 A non-life insurance 23,810 A non-life insurance 203,50 on October 25, 2007.

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