1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. 1) The Plaintiff’s wife B, around May 7, 2002, as the insured between the Defendant and the Defendant around June 7, 2002, concluded an insurance contract, and as the insured, the insurance period from June 7, 2002 to June 7, 2043, and the insurance premium of KRW 121,770 (monthly payment 240) (hereinafter “instant Type 1 insurance”). The Plaintiff’s wife C (hereinafter “instant insurance”).

A) The contract of the foregoing insurance was concluded. The terms and conditions of the foregoing insurance are injury, death, injury, and injury. The contents relating to this case in the terms and conditions of the foregoing insurance are as follows. Article 14 (Compensation for Damages) of Sub-Section 3 Insurance Money, etc. (main Obligations of the Company) ① The Company may cause a sudden and incidental accident during the insurance period (hereinafter “accident”).

) If a person has suffered bodily injury, I shall have suffered from that injury (hereinafter referred to as “damage”).

Article 17 (Insurance Money for Climate Disability) (2) In accordance with this Agreement, the Company shall receive injury from the insured by an accident as provided in Article 14 (Compensation for Damage) and as a direct result, from the date of the accident, the rate of payment in the list of the residual disability payment rate prescribed in each subparagraph of attached Table 1 (hereinafter referred to as “general residual disability”) is less than 80%.

(3) In the event that the rate of the payment of the residual disability insurance prescribed in each subparagraph of attached Table 1 for the payment of the amount of the compensation disability insurance is not determined after the lapse of 180 days from the date of the accident, the payment rate of the remaining disability shall be determined as the payment rate of the compensation for the remaining disability, by multiplying the amount of the compensation insurance for the remaining disability by the payment rate prescribed in subparagraphs of attached Table 1.