1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The plaintiff A is the spouse of the deceased F (hereinafter "the deceased"), and the plaintiff B, C, and D are the children of the deceased.

B. 1) On December 27, 2013, the Deceased concluded an insurance contract with the Defendant, “G” with the following content (hereinafter “instant insurance contract”).

The insurance period was concluded. From December 27, 2013 to December 27, 2080, Article 15 (Types and Grounds for Payment of Insurance Money) of the deceased’s statutory heir’s Death in general, the deceased’s heir (the deceased’s legal heir) pays the insurance money agreed upon to the beneficiary (the beneficiary of the insurance money) when any of the following events occurs to the insured (the insured).

Article 17 (Reasons for Not Payment of Insurance Money) ① Company shall not prevent insurance money when any cause for the payment of insurance money occurs due to any of the following cases: Provided, That the intention of the insured (person insured) is to pay insurance money in cases where the insured (person insured) has impaired himself/herself in a state that he/she cannot make a free decision due to a defect, etc.; 2) The ordinary terms and conditions of the insurance contract of this case are as follows:

C. On October 16, 2016, around 06:30 on October 16, 2016, the Deceased of the instant accident was found to be in the state of being duplicated by duplicating it in the Irst parking lot located in Geumcheon-gu Seoul Metropolitan Government, and at the time, the Deceased was suffering from the South glars and Cheongba, and in contact with the said Irst.