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1. The Defendant’s each of the Plaintiffs’ KRW 75,00,000, as well as 6% per annum from July 1, 2017 to November 2, 2018.
Reasons
1. Basic facts
A. The Plaintiffs are parents of the network D (1980s, hereinafter “the deceased”) and legal successors of the deceased.
B. On November 30, 201, the Deceased entered into a G insurance contract with the Defendant with the content that the insured is paid insurance money of KRW 150 million upon the death of a beneficiary as a statutory heir (hereinafter “instant insurance contract”) from November 30, 201 to November 30, 208, by having the beneficiary as a statutory heir, etc. (hereinafter “instant insurance contract”).
C. On July 10, 2016, when the insurance period of the instant insurance contract was between 21:00 and 22:00, the Deceased discovered, alone, at the time of the cover of the instant insurance contract, that he/she concealed the string of a door door door door-to door door-to door door-to door-to-face door-to-face door-to-face door-to-face, which was living alone
(hereinafter “instant accident”). Article 17(Types and Grounds for Payment of Insurance Money) of the G General Terms and Conditions (Types of and Grounds for Payment of Insurance Money) The Company shall pay to the beneficiary (beneficiary) the insurance money agreed upon with the beneficiary when any of the following events occurs:
1. Inflicting an injury during the insurance period (excluding physical assistive equipment, such as artificial organs or parts, but including bodily transplants, such as artificial organs or parts, due to an accident which has occurred or is anticipated to occur during the insurance period;
(i) If the disability payment rate specified in the disability classification table in the Schedule in Schedule of Disability Classification (hereinafter referred to as "Bodily Injury") has become a disability equivalent to or greater than 80 per cent, the beneficiary shall be paid the amount of insurance coverage as an insurance benefit for advanced disability.
Article 19 (Reasons for Not Paying Insurance Money) (1) The Company shall not pay Insurance Money when any of the following events occurs to cause the payment of insurance money:
1. The intention of the insured person: Provided, That it is impossible for the insured person to freely express his/her intention due to mental disorder, etc.;