1. The insurance contract concluded between the plaintiff and the defendant is invalid.

2. The defendant June 2, 200

1. Facts of recognition;

A. On June 21, 2005, the Defendant concluded an insurance contract in the attached Form (hereinafter “instant insurance contract”) with the Plaintiff.

B. The Defendant received 6,760,000 won in total from the Plaintiff on the ground that he/she had been hospitalized in 27 times from April 2006 to March 2014.

Type of income of the year to which the income belongs (won) shall be 2,121,786 206 business 5,772,063 207 business 5,858,629 2008 business 6,727,753209 business 6,647,814 201 business 2,121,786 2012 business 3,062,4555

C. The Defendant’s base income from 2005 to 2012 is as follows:

Similar insurance contracts that the Defendant subscribed to as the insured before and after the conclusion of the instant insurance contracts are 14 items as listed below, and monthly payments are 582,204 to 662,704 won.

1. Han 130,00 Han 20,00 Han 130,00 Han 20,000 Han 20,000 Han 20,500,000 Insurance Co., Ltd. 11, 1996; 20,000,000 Won 30,000,00 Insurance Co., Ltd. 40,000,000 Won 6,000,00 6,06,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000