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(영문) 창원지방법원진주지원 2015.12.16 2015가합10762
보험에관한 소송
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 8, 2008, the Plaintiff entered into an insurance contract with Defendant A as the insured (hereinafter “instant insurance contract”). On November 15, 2010, according to the agreement between the Defendants, the policyholder was changed from Defendant A to Defendant B. The instant insurance contract included the payment of expenses for hospitalization when the insured was hospitalized in a hospital or a member of a research institute for the direct purpose of treating the disease. However, the main contents of the instant insurance contract are as follows.

Of the instant insurance contract, Article 1 of the Special Terms and Conditions for Guarantee of Expenses for Hospitalization (Compensation for Damages) ① Where the insured is hospitalized in a hospital or clinic for the direct purpose of treating a disease during the insurance period, the company is bound to pay to the beneficiary the amount of insurance coverage for expenses incurred in relation to hospitalization as stated in the insurance policy (insurance policy) per day of hospitalization.

B. Before entering into the instant insurance contract, Defendant A entered into ten additional insurance contracts with Defendant A as the insured between July 12, 2013 and July 12, 2013 (hereinafter “instant separate insurance contract”). The details of the instant separate insurance contract are as follows.

(1) On September 28, 2009, an insurance company (name of the good) non-high 1merz (non-high 1merz) insurance policy on June 30, 2008; 2 Green Fire (Ui) franc franc franc franc franc franc franc franc franc franc franc franc fluc fluc franc franc franc fluc franc flus franc franc franc franc flus franc franc franc franc franc franc franc franc franc franc franc franc franc franc f. 80,000 on August 30, 2009, 2008.

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