1. Revocation of the first instance judgment.

2. The Defendant shall pay to the Plaintiff KRW 4,548,524 as well as the full payment with respect thereto from February 14, 2012.

1. Determination as to the cause of claim

A. On February 14, 11, 204, the interest and overdue interest rate of the lending institution (won) on the date of basic facts, 3,000,000 E&P 39% per annum 39% on November 25, 104, " 1,600,000 " (1) the Defendant borrowed a loan as follows, but the Defendant did not pay the loan interest after February 14, 2012.

On December 28, 109, 14. 23. 23. 205. 14. 23. 14. 23. 205. 14. 14. 14. 14. 23. 23. 20, the Plaintiff finally acquired the Defendant’s loan claim, and each transferee was delegated with the authority of the transferor, and notified the Defendant of the assignment of the claim.

(3) When the Plaintiff acquired the instant loan claim, the principal of the loan was KRW 4,548,524.

[Reasons for Recognition] Each entry of Gap evidence Nos. 1 through 4, the purport of the whole pleadings

B. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff the amount of KRW 4,548,524 of the loan principal of this case and damages for delay calculated by the rate of 39% per annum, which is the overdue interest rate from February 14, 2012 to the date of full payment.

2. If so, the plaintiff's claim is accepted for the reasons, and the judgment of the court of first instance is unfair for the conclusion, and it is so revoked, and it is so decided as per Disposition by ordering the defendant to pay it.