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(영문) 서울중앙지방법원 2019.11.28 2016가합36732
보험금
Text

1. The instant lawsuit shall be dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On November 3, 1998, the Plaintiff entered into a C insurance contract (hereinafter “instant insurance contract”) with the Defendant, setting the period from November 3, 1998 to November 3, 2013, with the effect that the Plaintiff compensates for the injury and death suffered by an accident during the said insurance period (hereinafter “instant insurance contract”).

B. On November 30, 201, the Plaintiff was faced with a pedestrian traffic accident that was shocked on the vehicle while crossing the roadway at Daejeon around 18:50 on November 30, 201 (hereinafter “instant accident”). ① on the same day, the Plaintiff was under the influence of a traffic accident that was driven by the vehicle (hereinafter “instant accident”).

2.Alleys and closeds of two aggregates;

3.In the absence of two or more open wounds and the dives of bovine spongiformiform encephalopathy;

4. A diagnosis of 's external propopacopasis' with no two open addresses, and ii) an additional "5. A postary gift from damage to the head of the E Hospital on December 26, 201;

6.Damage to the fresh and power lines of shoulder fresh belts;

7.On January 6, 2012, it was diagnosed as "the part of damage to or damage to the unknown details and the part of damage to the flasium, the flasium, the flasium, the flasium, the flasium, the flasium

(b)the same as the above;

3. The Plaintiff was diagnosed as “other injury without two or more open addresses.” (C) On February 20, 2013, the Plaintiff is presumed to have a labor disability rate of 79% (based on general outdoor workers) and permanent disability due to the low recognition function due to external brain brain injury at the Chungcheongnamnam University Hospital around February 20, 2013, and should be deducted if there was an existing disability due to the sloping disease.

“The Defendant was issued a physical appraisal statement, and on the basis of this, claimed the Defendant for the payment of the 2nd degree of the mental disability insurance benefit under the terms and conditions of the instant contract.

In 201, the Plaintiff was recognized as having a cerebral disease due to significant restrictions on the left-hand paralysis, pedestrian restrictions, and island daily action due to the stroke in around 2001, and thus, the Plaintiff was “the third-class person with a brain 3rd degree disability.”

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