1. The Defendant shall pay to the Plaintiff KRW 21,746,965 as well as KRW 21,331,986 among them, from June 25, 2014 to the day of full payment.

1. Basic facts

A. The Defendant, as a credit card member handled by the Plaintiff, approved the Plaintiff to faithfully implement the respective provisions of the Credit Card Member Regulations, and agreed to lose the benefit of time when the user fee was overdue, and to pay the overdue charge of the interest rate determined by the Plaintiff.

B. The Defendant did not pay the user fee on the agreed date when using the credit card issued by the Plaintiff. On June 24, 2014, the details of the debt amount as of June 24, 2014 are as follows, and the overdue interest rate applied is 29.9%.

(a) Personal credit card: 300,626 won such as principal, 694,280 won, overdue interest, etc., total of 6,94,906 won: 114,353 won such as principal, 637,706 won, overdue interest, etc., total of 14,752,059 won [this ground does not exist; 14,752,059 won

2. If so, the Defendant is obligated to pay to the Plaintiff damages for delay at the rate of 29.9% per annum from June 25, 2014 to the date of full payment, which is the following day of the above basic date, with respect to the total amount of KRW 21,746,965, and principal amount of KRW 21,331,986, among the principal amount, to the Plaintiff.

Therefore, the plaintiff's claim shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.