1. The defendant shall pay to the plaintiff KRW 82,59,229 and KRW 29,115,180 among them, per annum from February 2, 2010 to the day of full payment.

1. Indication of claim;

A. The Plaintiff is a credit card company that performs incidental business, such as the issuance and management of credit cards, and the Defendant is a member who was issued and used a card after attending the credit card holders handled by the Plaintiff on September 3, 1995.

B. On April 1, 2006, the Plaintiff (former EL Card Co., Ltd.) concluded a contract for the transfer of all business of the old credit card company that merged with the credit card business sector by dividing it into the card business sector of the Choung Bank for the purpose of transferring the whole business of the old credit card company to the Plaintiff on May 28, 2007, and notified that the business was acquired on October 1, 2007 and the bonds were transferred.

On October 1, 2007, the trade name of the old EL Card Co., Ltd. was changed to the current trade name (new card Co., Ltd.).

C. The Defendant, while joining the Plaintiff as a credit card member, approved the Plaintiff to faithfully implement the respective provisions of the Credit Card Member Regulations, and agreed to lose the benefit of time when the amount of use is overdue, and to pay the overdue charge for the interest rate set by the creditor.

The defendant, while using the credit card issued by the plaintiff, failed to pay the user fee on the agreed date and urged the repayment of the debt, but the payment is not due.

The details of obligations are as follows:

A Credit Card (Gu LG Card as of February 1, 2010): Principal 29,115,180 won/interest, etc. 53,484,049 won/total 82,599,229 won: A credit card-Gu 29.9% per annum.

D. The Plaintiff sought the payment of the above money to the Defendant, but did not pay it up to now, which led to the instant lawsuit.

2. Applicable provisions of Acts: Article 208 (3) 3 of the Civil Procedure Act (Judgment by public notice);