The plaintiff's appeal against the defendants is dismissed in entirety.

Expenses for appeal shall be borne by the plaintiff.

the purport and purpose of the claim;

Basic Facts

A. C Co., Ltd. is a company entrusted with the management of H hotel in Jung-gu Incheon Metropolitan City, and D is a company that operates coffee stores, dies, and labs, etc. by leasing part of H hotel first, second and twenty-five stories among H hotels.

The Plaintiff concluded a comprehensive insurance contract with C and H hotel as an insurance object, and a comprehensive insurance contract with each leased part of D and H hotel as an insurance object respectively. Each of the above comprehensive insurance contracts includes a description that guarantees fire damage caused by the insurance object.

B. On July 22, 2018, around H hotel around 10:17, there was an accident that caused a fire in a garbage container located in the land of Jung-gu Incheon Metropolitan City (hereinafter “instant land”) owned by the Defendant Korea Land and Housing Corporation or Defendant B Corporation (hereinafter “Defendant Corporation”), and caused an accident that damages the H hotel’s building’s outer wall, internal structure, etc. to flame (hereinafter “the instant fire”).

The Plaintiff paid KRW 525,422,098 to C, and KRW 85,515,125 to D, respectively, with insurance proceeds equivalent to the amount of damage caused by the instant fire according to each of the above insurance contracts.

(d)

The details of the fire site investigation report prepared by the competent fire station shall be as follows:

As a result of the CC-TV analysis that the possibility of combustion by a cigarette can not be ruled out because a large number of unspecified persons, such as camping visitors and hotel guests, have been observed in the vicinity of the string, but smoking at the 4th floor of HH hotel, the smoking in the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string of the string and the point of the 4th floor of the string and the point of the string of the string of the string of the string of the string of the string of the string of the string of the