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(영문) 서울중앙지방법원 2014.09.19 2012가단92935
보험금
Text

1. The Defendant’s KRW 50,000,000 and the Plaintiff’s annual rate of 5% from October 1, 201 to September 19, 2014.

Reasons

1. Basic facts

A. The Minister of Knowledge Economy, who belongs to the defendant, shall bear the responsibility to pay insurance proceeds based on an insurance contract as an operator of postal insurance business dealing with the life or bodily injury of the insured in a communications agency as an insured accident pursuant to Articles 3 and 4 of the Postal Savings

B. On June 3, 2003, the Plaintiff entered into a disaster relief insurance contract (hereinafter “instant insurance contract”) between the Defendant and the Defendant, with the Plaintiff as the insured, and the Plaintiff as the beneficiary.

C. Major contents of the terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) are as follows.

Article 12 (Types and Grounds for Payment of Insurance Money) (1) A communications agency shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured during the period of insurance:

annexed Table 1 (see Attached Table 1 of Standards for Payment of Insurance Proceeds)

3. The amount of the insurance proceeds due to holidays and death: When he/she dies due to a disaster (hereinafter referred to as "disaster") prescribed in attached Table 2 (Disaster Classification Table) that occurs on holidays;

5. The installment payment for disability benefits: when a person is in a state of disability of Grades III through VI in the table of the standards for the payment of insurance proceeds in attached Table 1 due to a disaster, 50,000 won when he/she dies due to a holiday, disaster, or insurance benefit due to a holiday, the disaster of Grades III through VI in the table of the standards for the payment of insurance proceeds in attached Table 1, and the disaster of Grades III through VI in the table of the table of the standards for the payment of insurance proceeds in accordance with the following classification: Provided, That when the person is in a state of disability of Grades III through VI in the table of the standards for accident due to a disaster, the disaster of Grades IV and II in the table of the standards for the classification of disability benefits in the table of the standards for accident, the disaster of Grades III through VI in the

Grade IV of the physical disability of the disability classification table in attached Table 3

6.Section 1 of Section 6 of Section 3 of one bridge.

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