Defendant shall be punished by a fine of two million won.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Since November 2011, the Defendant is a person who operates credit business in Seoul Special Metropolitan City as a day without trade name from one day to another.

When an unregistered credit service provider provides a loan, the interest rate shall not exceed 30% per annum.

Nevertheless, on January 2012, the Defendant lent KRW 4,00,000 to I from the H task point located in Seongdong-gu Seoul Metropolitan Government in Seongdong-gu, Seoul, and deducted KRW 208,000 in total as a fee, and deducted KRW 3,792,00 in return for the repayment of KRW 48,00 per day during 100 per day, and violated the provision on the restriction of interest rate over three occasions, such as the list of crimes in attached Form, in addition to receiving interest equivalent to KRW 177.9% per annum for 100 days.

The remaining facts charged (attached Form 2, 5 No. 2, 5) were withdrawn on the date of November 15, 2012.

Summary of Evidence

1. Defendant's legal statement;

1. Police suspect interrogation protocol of the accused;

1. Copy of the statement made to I by the police;

1. Written statements of J and K;

1. The interest rate calculation table;

1. Application of Acts and subordinate statutes to each written agreement;

1. Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding facts constituting an offense and the Registration of Sentence.

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. The dismissal part of the prosecution under Article 334 (1) of the Criminal Procedure Act

1. The Defendant is a person who operates credit business in Seoul Special Metropolitan City from November 201 to November 1, 201 without a trade name.

Any person who intends to run a credit business shall register with the Mayor/Do governor having jurisdiction over the relevant place of business.

Nevertheless, the Defendant, without registering with the competent authorities on November 22, 201, lent KRW 3,000,000 to F and received interest of KRW 36,000 per day for 100 days.

2. According to the records, the records are examined.