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1. The defendant shall be the plaintiff.
(a) KRW 17,263,474 and KRW 14,250,00 among them shall be from January 8, 2016 to the date of full payment.
Reasons
1. Facts of recognition;
A. On April 6, 2009, the credit transaction agreement and the credit card transaction agreement No. 5,000 won was changed into KRW 100,000 on February 27, 2015, when the credit transaction agreement and the credit card transaction agreement were concluded (unit (unit) interest rate, indemnity rate (peremptory) interest rate, and damages rate (peremptory) on the date of the loan expiration of the loan term, the initial limit was 10,000,000 won.
The Defendant entered into a credit transaction agreement with the Plaintiff on February 2, 2009 with a base interest rate of 4.36% (21% per annum 21% per annum on February 26, 2016 (Extension) 26.2.2.2.2. 30,00,000-based interest rate of 3.77% per annum 21% per annum on February 2, 2010) and borrowed a total of 125,00,000 won from the Plaintiff. Upon entering into the said credit transaction agreement, the Defendant approved that the Plaintiff’s basic credit transaction terms apply to the Plaintiff’s credit transaction terms and conditions, and agreed that the damages for delay shall be 15% per annum as determined by the Plaintiff. (2) The Defendant concluded a credit card transaction agreement with the Plaintiff on January 3, 2014 and approved that the Plaintiff’s credit card holders were subject to the Plaintiff’s credit card transaction terms and conditions, and, in case of paying credit card proceeds, the overdue interest rate set by the Plaintiff is 27% per annum.
B. The Defendant lost the benefit of time due to the Defendant’s failure to faithfully pay the principal and interest of loans and credit card use fees during a transaction under the above agreement. As of January 7, 2016, the Defendant’s obligation to the Plaintiff as of January 7, 2016 is ① the principal and interest of 17,263,474 won (i.e., 14,250,000 won interest of 3,013,474 won) (i.e., principal and interest of 14,250,000 won), ② the principal and interest of 2,509,551 won (i.e., 30,000 won interest of 2,50,000 won) (i.e., principal and interest of 30,064,933 won (= principal amount of 942,767 won).
[Ground of recognition] Evidence No. 1-1, 3, 4, 5, Evidence No. 2, Evidence No. 3-1, Evidence No. 4, 5, Evidence No. 6-1, and Evidence No. 7 through 9, the purport of the whole pleadings
2. According to the above facts of recognition as to the cause of the claim, the defendant shall give the plaintiff ①.