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A defendant shall be punished by imprisonment for not less than eight months.
Reasons
Punishment of the crime
The Defendant, in collusion with E and F, in the event that a credit card member makes a prior settlement with a bank that issued a credit card (the first payment of the amount to be settled after one month) by using the credit card again within the monthly use limit of the existing credit card, using the fact that the credit card can be used again within the monthly use limit of the existing credit card, despite having no intention or ability to make a prior settlement, and if it is possible to re-use the credit card within the use limit of the credit card after making a prior payment, he would immediately purchase goods or obtain a credit card loan, and immediately acquire the credit card payment by means of not paying the credit card payment after cancelling the prior payment and the credit card loan.
1. On January 5, 2012, the Defendant, in collusion with E and F, made a prior payment of KRW 12,501,192 to an employee who could not know his/her name by telephone on the victim’s cards, at a place where it is impossible to identify his/her place on or around January 5, 2012, the Defendant demanded the restoration of the credit card use limit, demanded the employee to restore the credit card use limit, and purchased goods of KRW 5,700,000 through two times in the same day, and received a credit card loan of KRW 6,50,000,000 from E and Home Shopping, and revoked the advance payment immediately after receiving the goods purchase and loan of KRW 12,50,000 in total.
2. On January 9, 2012, the Defendant, in collusion with E and F, made a prior payment of KRW 12,112,373 in advance at a place where it is impossible to identify the place, and received restoration of the limit on the use of the card, and then cancelled the prior payment immediately after purchasing goods equivalent to KRW 1,826,00, the sum of KRW 49,600, the sum of KRW 5,000, KRW 116,000, KRW 1,116,000 through twice at a GS shop, and KRW 1,826,00,000 through twice at a bar shopping, and KRW 5,98,100 through H.
3. The Defendant in collusion with E or F on January 20, 2012.