1. The defendant shall pay to the plaintiff the amount of KRW 204,192,861 and KRW 57,643,594 from April 30, 2019 to the date of full payment.

1. Facts of recognition;

A. The Defendant received a loan (including card loans) from the financial institutions listed below, but did not pay the principal and interest of the loan. As of April 29, 2019, the principal and interest of the loan that were not repaid are listed below in the corresponding column.

(1) The loan of this case No. 1 through 7 of this case as stated below against the defendant 1 54 6. The loan of this case No. 28,759,9289,96,498,476 2 C credit card No. 31, May 1, 1993; 5,043,5934,834,63 C Card No. 6336, 64, 2006. 7. 31, 2005, 57. 46, 596, 9757, 97575, 2454 C Card No. 4543, 205, 2008, 196. 36. 4. 5, 2005, 194, 206.

B. Around June 2013, E Co., Ltd. (hereinafter “E”) acquired each of the instant loans from the foregoing financial institutions, and notified the Defendant of the delegation of the authority to notify the assignment of claims on or before June 23, 2014.

C. On January 26, 2018, the Plaintiff acquired each of the instant loans from E, and was delegated with the authority to notify the assignment of claims, and notified the Defendant thereof on April 19, 2018.

【Reason for Recognition】 Each entry in the evidence of subparagraphs 1 through 5 (including a separate number, if any) and the purport of the whole pleadings

2. Determination:

A. According to the above facts of determination as to the cause of the claim, the Defendant is obligated to pay the Plaintiff, who is the final transferee of each of the instant loans, the sum of the principal and interest of each of the instant loans (i.e., KRW 57,643,594 in overdue interest of KRW 146,549,267 in overdue interest of KRW 57,643,59,594 in interest of the principal of each of the instant loans) and damages for delay in the principal of the loans, barring any special circumstance

B. The Defendant’s assertion is based on each of the instant loans.