Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The Defendant, without registering a credit business from August 24, 2017 to December 19, 2017, placed an advertisement for a credit business without registering his/her credit business, such as opening an office in Seo-gu, Seo-gu, Gwangju, with the distribution of the former land in Gwangju, and then run a credit business for the solicited customers. From December 20, 2017, the Defendant registered the credit business and operated the credit business in the same manner at the same time and at the same time.

On August 24, 2017, the Defendant lent KRW 500,000 to customer E, and paid KRW 450,000 after deducting KRW 50,000 from the prior interest, and received annual interest at KRW 20,000 per day for 30 days as stated in the attached Table Nos. 1 through 3, including the receipt of interest at KRW 717% per annum, and provided and received interest by violating the limited interest rate over 10 times in total as shown in the attached Table Nos. 1 through 10.

Summary of Evidence

1. Statement by the defendant in court;

1. Statement to E by the police;

1. Application of the Acts and subordinate statutes for reporting internal investigation;

1. Article 19 (1) 1 of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts and Article 19 (1) 1 of the Act on the Registration of Credit Business, etc. and Punishment, and Article 3 (1) of the Act on the Protection of Finance Users (exclusive and comprehensive designation of fines), Articles 19 (2) 3 and 8 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users (exclusive and comprehensive designation of fines), Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users (exclusive and comprehensive designation of fines)

1. Aggravation of concurrent crimes as provided for in the former part of Article 37, Article 38 (1) 2, and Article 50 of the Criminal Act (Aggravation of concurrent crimes with punishment stipulated in the Act on Registration of Credit Business, etc. and Protection of Financial Users due to running a registered credit business with the largest sentence);

1. Articles 70(1) and 69(2)1 of the Criminal Act for the detention of a workhouse;