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(영문) 대구지방법원 김천지원 2016.12.20 2016고정609
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayors, Do Governors, or Special Self-Governing Province Governors having jurisdiction over the relevant place of business, and may not place any advertisement for credit business other than credit service providers or credit financial institutions, and shall not collect interest in excess of the interest rate prescribed by the

Nevertheless, the defendant, without registering with the competent authority, from the end of February 2016, the same year without registering with the competent authority.

4. up to 22. By distributing 4,00 mar-type advertisements containing contact numbers, such as "five days per week, B, etc.," around the commercial buildings, houses, etc. of the members of Sacheon-si, Jin-si, Jin-si, Chungcheongnam-si, and advertising the credit business. While finding the address of the lender who applied for the loan due to the above contact address, the loan applicant C entered into a loan agreement on the condition that 60,000 per day (one-day loan) of simultaneous repayment of interest and interest amount exceeding 25% per annum (one-day loan), and entered into a loan agreement on the condition that 30,000 won per day shall be paid to the loan applicant C, as shown in the list of crimes in the attached list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. Each statement of C, D, E, F, and G;

1. Police investigation report (Attachment, such as an advertisement title box, and hearing of H statements);

1. The police seizure record and the list of seizure;

1. Application of statutes, such as loan documents;

1. Article 19(1)1 of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and Article 19(1)1 of the Act on the Registration of Credit Business, etc. and Punishment of Punishment, and Article 3(1) of the Act on the Protection of Finance Users (including the occupation of unregistered credit business operators, including the occupation of unregistered credit business advertisements), Articles 19(1)3 and 9-2(1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users (including the occupation of unregistered credit business advertisements), Articles 19(2)3 and 11(1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Article 2(1) of the Interest Limitation Act (the occupation of receiving interest exceeding the interest

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